As with most sports activities, a signed “Acknowledgement Waiver and Release from Liability” (AWRL) form is required from all participants and from parents or guardians in the case of minors. This requirement exists in virtually every sport. It serves to document that the participants or parents of participating minors have acknowledged the inherent risk and danger associated with participating in sporting events. It is intended to serve as “appreciable warning” of these risks and the participants by signing the waiver, are giving their informed consent to the acceptance of those risks. It is important to remember that a signed waiver DOES NOT reduce the need for insurance or effective safety practices. A signed waiver is USAV’s “first line of defense” against a cause of action for negligence and is a very effective risk management tool. The Regional Commissioner and others working under the direction of the Region must make every effort to conduct an event with safety as the number one concern.
National Union Fire Insurance Company of PA
What is covered?
Accidental injury that occurs while participating in USA Volleyball sanctioned events.
Who is covered?
All members registered with USA Volleyball including but not limited to athletes, coaches, trainers, volunteers, committee members, and officials while functioning on behalf of or while participating in a sanctioned event.
What are the benefits?
Excess Accidental Medical – $25,000 maximum per injury Coverage will consider the usual and customary expense for medically necessary care received at a hospital or provided by a licensed practitioner.
Accidental Death & Dismemberment – $10,000 principal sum Coverage will consider $10,000 for the accidental loss of life and $2,500, $5,000, or $10,000 (depending on loss type) for covered incidents resulting in accidental dismemberment. Loss must occur within 100 days after the date of accident.
Is there a deductible?
Yes. The deductable for USA Volleyball’s accident medical coverage is $250 for participants with primary health insurance. This means that the injured person must pay the first $250 of the medical bill. If primary health insurance is not carried, the deductible is $1,000.
Does the policy have any restrictions?
- For coverage to apply, the injury must be reported immediately to an official.
- The policy provides coverage against loss in excess of coverage provided under other valid and collectible medical insurance.
- See policy for specific exclusions.
- Claims must be filed within 90 days of treatment.
What is not covered?
- Illness or Sickness
- Re-injury and/or Pre-Existing Conditions
- Injuries caused by wear and tear of overuse, such as tendonitis, bursitis or stress fractures
- Injuries occurring elsewhere than the premises designated for competition
- Suicide or Attempted Suicide
- Fighting, unless as an innocent victim
- Hernias, in any form
- Non-prescription drugs
- Expenses incurred outside the United States
This is only a general summary of coverage and is not intended to attempt to describe all of the plan provisions. Actual coverages are detailed in the policy and are subject to the conditions contained therein.