The General Liability plan includes spectator and participant liability, sexual abuse and harassment coverage. A $1,000,000 limit of liability for bodily injury and property damage loss is provided with additional limits available on an excess basis. Coverage is provided for officials, volunteers, coaches, trainers, sponsors and registered participants. The policy covers liability from pre-event setup, the event itself and post-event activities at sanctioned events. The policy will respond to claims from spectators, participants and the public in general. The USA Volleyball registration requirement is a condition of the liability policy and a common practice among sports federations. The general liability policy provides an extension of coverage to include non-owned physical damage to volleyball related sports equipment which is under your care custody and control. This extension is limited to a maximum of $5,000 and required certified damage or proof of loss from payment.
USA Volleyball, USAV, USAV Regional Volleyball Associations, USA Member Clubs, and individual registrants (including but not limited to athletes, coaches, trainers, officials, club/team administrators, event organizers), USAV Committee members and Commissioners. The above named insureds are covered with respect to activities sanctioned by USAV and Regional Volleyball Associations.
Certificates will be issued naming other interests as additional insured in respect to sanctioned activities by the named insured.
General Liability Limits of Insurance
- Each Occurrence — $1,000,000
- Participant Legal Liability —$1,000,000
- Personal Injury and Advertising Injury —$1,000,000
- General Aggregate —$1,000,000
- Employee Benefits Liability —$1,000,000
- Products-Completed Operation-Aggregate Limit —$1,000,000
- Damage to Premises Rented To You (Any One Premises) —$1,000,000
- Medical Expense Limit —Excluded (Refer to Sport Accident coverage)
- Non-Owned Auto & Hired Auto Liability —$1,000,000 (Must be approved by USAV)
Notable Exclusions Within the Policy
Nuclear Exclusions, Asbestos, Pollution, Employment Related Practices, Bodily Injury to Employees and Player v. Player claims
THIS IS ONLY A SUMMARY OF THE GENERAL TERMS AND CONDITIONS OF THE INSURANCE CONTRACT BETWEEN NATIONAL AND USA VOLLEYBALL. IT IS NOT THE INTENT OF THIS SUMMARY TO LIST ALL THE DETAILS RELATING TO THE INSURANCE CONTRACT. ACTUAL COVERAGES ARE DETAILED IN THE INSURANCE POLICY AND SUCH COVERAGE IS SUBJECT TO ALL THE TERMS, PROVISIONS, CONDITIONS AND EXCLUSIONS CONTAINED THEREIN. RELIANCE SHOULD NOT BE MADE ON THIS GENERAL SUMMARY. CONSULT THE ACTUAL POLICY FOR A COMPLETE DESCRIPTION OF COVERAGE.