Commercial General Liability insurance provides coverage for claims of bodily injury or property damage made against the insured for which they become legally liable. The insurance company will pay on behalf of USA Volleyball and other named insureds, claims which the Insureds shall become “legally” obligated to pay as damages because of bodily injury or property damage to which the insurance applies, caused by an occurrence during the policy period, up to the policy limit.
The General Liability policy for USA Volleyball is an “occurrence” policy. A claim under this policy shall be considered as being made at the earliest of the following times:
(a) When USA Volleyball first notifies the Insurance Company in writing that a claim has been made; or
(b) When USA Volleyball first notifies the Company in writing that a suit has been brought; or
(c) When USA Volleyball first notifies the Company in writing of specific circumstances, which may result in a claim being made or suit being brought.
All claims for damages because of bodily injury to the same person, including damages claimed by any person or organization for care, loss of service, or death resulting at any time from the bodily injury, will be deemed to have been made at the time the first of those claims is made.
All claims for damages because of property damage causing loss to the same person or organization as a result of an occurrence will be deemed to have been made at the time of the first of those claims is made.